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balanced development is the key: the secret to a sound business
china citic bank has always adhered to a balanced development strategy, with quantity-price balance management as the core and a prudent business philosophy throughout. in the current complex and changing market environment, how can china citic bank balance short-term interests and long-term security to achieve sustainable development? the answer lies in accurately grasping its own advantages.
the sound operating results of citic bank are reflected in many aspects. first, the quality of corporate and retail assets is good, the scale of real estate loans is small, and the non-performing rate continues to decline. these indicators prove citic bank's outstanding performance in risk management. second, the resolution of hidden debts of local government platforms has achieved remarkable results, further enhancing the bank's credit and stability.
the secret of interest rate spread: volume-price balance and optimized structure
citic bank has achieved excellent interest rate spread performance by optimizing its structure and improving its risk management capabilities. it has carried out precise operations on the liability side and launched more fixed income + and currency wealth management products. these measures have not only effectively stabilized the stock of funds, but also attracted external incremental funds, further promoting the continued growth of interest rate spreads.
cross-border e-commercethe times: china citic bank’s responsibilities and opportunities
existcross-border e-commercein the new era of development, how will citic bank leverage its advantages to serve and support this industry? citic bank's sound business strategy and precise grasp of risk management have played a positive role in the development of the industry.cross-border e-commerceprovides a solid foundation for the healthy development ofcross-border e-commercewith the market potential, citic bank will continue to support the development of the industry, create more value and ultimately achieve sustainable development.
