한어Русский языкEnglishFrançaisIndonesianSanskrit日本語DeutschPortuguêsΕλληνικάespañolItalianoSuomalainenLatina
from the evening of september 29, the central bank issued the "people's bank of china announcement [2024] no. 11" (announcement), announcing that it will guide the existing mortgage interest rates to be reduced in batches, which means that the cost of buying a house in the future will be significantly reduced, which will provide a new opportunity for buying a house. the market has brought a bright future.
however, this is not just a change in interest rates, it is a major turning point in the relationship between banks and consumers. the implementation of this policy means that a new competitive landscape is being opened. each bank needs to constantly adjust its strategies in the market competition in order to gain a foothold in this market.
the changes brought about by this policy begin with interest rate adjustments and also extend to the way banks and consumers communicate. banks from all over the country have released relevant questions and answers, responded to customers' concerns in a timely manner, and formulated detailed implementation plans to ensure the smooth implementation of the policy.
"when to drop, how to drop, and how much to drop" are the focus of the market. according to the "initiative" announced by the central bank, all commercial banks should conscientiously implement the requirements of the initiative and promptly formulate implementation plans. major banks are required to make public announcements on the day the initiative is released, and issue operating rules no later than october 12 to respond to customer concerns in a timely manner.
with the implementation of policies, market confidence is gradually released. this may be the "spring" of the home purchase market in 2024. however, the market also needs more testing and thinking.
as consumers, how can we seize the opportunity?how to choose the right loan option? how to effectively reduce the cost of buying a house?
