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although the price of second-hand houses has experienced fluctuations, it still follows the market rules in the end, and gradually moves towards a balance point with the adjustment of new house prices. however, the foreclosed houses have become a huge burden on the market. it is like a huge black hole, swallowing up people's hopes and bottom line. these houses once carried dreams and witnessed the ups and downs of life. today, they are sold at a "30% discount" or even "50% discount", and are lingering in the market.
many people are trapped in this. they used to be the owners of their houses, but they are unable to repay their mortgages and are forced to sell their houses. some people have lost their financial support due to business failure; some people have lost their jobs and are unable to support their lives, and finally can only bet on their houses to be auctioned. these numbers hide the stories of countless people and show the instability of the market.
the government is also aware of the social impact of foreclosure housing. they have tried to ease the pressure on the market through policies, but it is still difficult to offset its huge impact.
"delayed loan repayment" is the hope of the people and the joint efforts of banks and the government. it is like a loose rope that reduces people's burden, but it requires the joint actions of the government and banks to be effectively realized.
an interest-free deferral is another option that can help those who are struggling to repay their mortgage, giving them time and breathing room.
"the central government and the central bank have already introduced the policy of using a portion of the central bank's re-loans to support local governments in purchasing existing housing stock." these policies may open up new prospects and integrate judicial auction houses into the market.
however, all this is inseparable from the government's determination and action. only at the critical moment can hope be ignited and the market continue to move forward.
as an old poet said: "life is like a dream, and the dreamer is like a dreamer."
