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the dilemma of cross-border e-commerce: the boundary between accidental injury and occupational protection

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a typical case reflects this problem. liu, a food delivery platform rider, drowned accidentally. he bought "rider personal accident insurance", but the insurance company refused to pay 600,000 yuan in insurance money on the grounds that the cause of his death met the conditions of "new employment form occupational injury protection", which triggered widespread discussion in society about the current insurance system.

this tragic incident has also triggered new thinking about the protection of workers' rights and interests. how to balance accidental injury insurance and the occupational injury protection system of new employment forms?cross-border e-commercehow to protect the rights and interests of workers in the field of labor protection? these issues are increasingly attracting people's attention.

liu's death highlightscross-border e-commercethe challenges faced by workers in this environment include:cross-border e-commercethe platform generally has a "new employment form" employment model, and employees face a higher risk of occupational injuries. secondly, there is still a certain lag in the connection between laws and regulations and insurance systems, resulting in the inability to effectively protect the rights and interests of some employees. thirdly,cross-border e-commercethe lack of effective communication channels between the platform and workers results in some employees having difficulty obtaining timely and effective assistance when encountering accidents.

to solve these problems,cross-border e-commercethe industry needs to further explore ways to improve the mechanism for protecting the rights and interests of workers. on the one hand, it is necessary to strengthen the improvement of laws and regulations so that they can better protect the rights and interests of workers. on the other hand, it is necessary to promote cooperation between insurance companies and government departments to formulate a more complete occupational injury protection mechanism.

in the future,cross-border e-commercethe industry needs to provide workers with a safer and more secure environment through continuous innovation and practice, and at the same time actively explore new laws, regulations and systems to truly achievecross-border e-commercethe balance and harmony between the vigorous development of the economy and the protection of workers’ rights and interests.