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this policy release focuses on existing financing issues such as development loans and trust loans. according to relevant regulations, these loans can be deferred and can be supported by extending existing loans and adjusting repayment arrangements based on commercial principles. this means that developers can get more time to actively communicate with banks to solve the pressure of capital turnover and debt repayment, thereby advancing project development.
the reason behind this is that the real estate market has experienced slow sales growth in recent years, and indicators such as investment, construction completion, and funds in place for real estate companies have continued to grow negatively. this means that the real estate market is facing a financial dilemma and needs further policy support to alleviate financial pressure.
the implementation of this policy not only extended the period of some real estate financial policies, but also provided new financing channels for developers. for example, operating property loans can be used to maintain, renovate, decorate, and other operating capital needs related to the property itself during the operation period of the loaned property, as well as to replace loans, shareholder loans, etc. formed by the borrower for the construction or purchase of the property. they are not allowed to for land acquisition, new construction projects or other restricted areas.
data released by the national bureau of statistics show that in the first eight months of this year, the sales area of newly built commercial housing nationwide was 606 million square meters, a year-on-year decrease of 18.0%; the sales volume of newly built commercial housing was 5.97 trillion yuan, a decrease of 23.6%. at the same time, indicators such as real estate investment, construction completion, and funds in place for real estate companies continued to show negative growth. this shows that the real estate market is facing a financial dilemma and needs further policy support to alleviate financial pressure.
the implementation of this policy will not only help developers solve the problem of capital turnover, but also bring new development opportunities to the real estate market.
